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Gold IRA rollover or cash purchase: choose your starting point

Physical metals can be bought with personal funds or held through a qualifying retirement account. Clarify which route you are considering before discussing products.

01

Start with the source of funds

A cash purchase uses personal, non-IRA money. A gold IRA holds permitted precious metals within a self-directed retirement account. Those arrangements have different paperwork, storage, and tax questions. The request form here provides guides and follow-up; it does not move money or open an account.

02

Identify an IRA transfer or 401(k) rollover

Ask the current institution and receiving custodian which funding route applies. A trustee-to-trustee IRA transfer is different from an eligible employer-plan direct rollover. If a distribution is paid to you personally, additional timing and withholding rules can apply. Review your specific account with a qualified tax professional before requesting a payment.

03

Know the custodian and depository roles

Equity Trust can administer a self-directed precious metals IRA and process your directions. Delaware Depository is a storage option to discuss through that arrangement. Ask who handles account records, who confirms delivery, and how a sale or distribution would be requested. Custody services do not guarantee investment performance.

04

Choose eligible gold and silver after funding

Confirm the exact products with the custodian before authorizing the order. Historic collectibles and bullion are different categories. Review the full price, recurring account charges, and storage terms together; do not select an IRA merely because a particular coin is appealing.

05

Request the guide collection

Complete your first and last name, email address, and phone number, then choose Black or Green. After the form is accepted, download the FreeGoldText.com Gold, Silver, and IRA guides. A representative may follow up about your request. This is not enrollment in a daily price-text service.

Take the three guides with you.

Sign up, choose Black or Green, and download the collection.

Request the guides

BEFORE YOUR NEXT CONVERSATION

Physical metals and retirement: start with your question.

The guides require signup. This information request does not enroll you in daily price texts or initiate a purchase.