How to buy physical gold and silver for home delivery
Compare gold coins, silver coins and bullion bars before arranging a personal purchase. Learn what to ask about a dealer’s quote, payment, shipment and delivery terms.
Read the articleHome
FREEGOLDTEXT.COM
Gold and silver quote comparison
Put two written bullion quotes on the same basis. Compare total purchase costs and fine ounces before discussing an order.
YOUR NUMBERS · NO SIGNUP
Enter your written quotes
Use one metal and US dollars throughout. Enter written quotes from the same time. Use 0 only for a confirmed zero charge; leave unknown costs blank. Do not add a premium twice.
Amounts stay on this page, are not submitted with a guide request, and clear when you reload. Keep account and payment details out of these fields.
Quote A · Gold
Quote B · Gold
Your comparison
Complete the first six numeric fields in either quote to calculate that quote. Quantity must be a positive whole number, weight and unit price positive, and charges nonnegative.
Quote A
Enter the complete purchase amounts to calculate this quote.
Quote B
Enter the complete purchase amounts to calculate this quote.
For resale, enter both the total bid and selling charges; charges cannot exceed the bid. A reference must be positive to calculate a premium. This worksheet does not estimate tax, future prices, storage costs you have not entered or investment returns. It does not rank sellers.
How the gold and silver cost calculator works
Total fine ounces equal the number of pieces multiplied by the fine troy ounces in each piece. Product subtotal equals quantity times price per piece. The purchase total adds shipping, insurance, applicable tax and other entered charges. Divide that total by fine ounces for the cost per fine ounce.
Keep a product premium separate from additional charges
If you enter a spot reference, the worksheet compares the product subtotal with fine ounces multiplied by that reference. The premium percentage divides that difference by the reference value. Shipping and tax affect the delivered cost but are not included in this product-premium calculation. The reference is supplied by you, not a live feed.
Record the terms alongside the price
Compare the metal, exact product, condition and quote time. For mixed products, prepare a separate comparison for each. A lower cost per ounce does not make different products or seller terms equivalent.
- Keep the written quote and its expiration.
- Confirm payment, delivery, insurance and claim terms before paying.
- If a fee is unknown, request the amount rather than entering zero.
Read a resale comparison without treating it as a forecast
Net resale proceeds equal the entered bid for the entire order minus selling charges. The purchase-to-resale difference uses those quotes only. A bid may change or expire, and storage costs, future charges and market movements can change your outcome. This tool does not predict returns or place an order.
Take the three guides with you.
Sign up, choose Black or Green, and download the collection.
BEFORE YOUR NEXT CONVERSATION
Physical metals and retirement: start with your question.
Gold and silver prices: spot, premiums, and resale bids
Learn what the different prices mean before comparing an offer for physical bullion. This page explains pricing; it does not display a live market quote.
Read the articleGold IRA rollover or cash purchase: choose your starting point
Physical metals can be bought with personal funds or held through a qualifying retirement account. Clarify which route you are considering before discussing products.
Read the articleThe guides require signup. This information request does not enroll you in daily price texts or initiate a purchase.